Banking in the United Arab Emirates – Smooth and Stress-Free

Opening a bank account is one of the biggest challenges for newcomers — entrepreneurs and individuals alike — in Dubai. But with us, the process becomes simple. Our team has over 10 years of experience assisting with corporate and personal bank account openings — from the first step to successful approval.

• Full consulting support from the preparation stage
• Documentation assistance: we help compile all required documents
• End-to-end guidance: we support you through the bank compliance approval process
• Direct connections with top banks: Wio Bank, Emirates NBD, First Abu Dhabi Bank (FAB)

Digital Alternative: Wio Bank
Licensed by the UAE Central Bank, Wio Bank offers a fully digital banking solution with fast registration and a modern banking experience:

• Accounts available in three main currencies: AED, EUR, and USD
• Ultra-fast account activation: IBAN account ready in as little as 3–5 minutes
• No monthly fees: only active usage is required
• Competitive currency exchange rates
• Apple Pay and Google Pay integration
• Fully remote account opening: no physical presence required

To register, you will need:

• Passport
• Emirates ID
• UAE mobile number (e.g., Virgin Mobile SIM)

Important: Wio’s physical debit card can only be delivered within the UAE.

Transfer Limits:

• Local and international transfer limit:
  • 350,000 AED per transaction
  • 3,000,000 AED per day
• Cash withdrawal limit:
  • 5,000 AED via ATM
  • 75,000 AED without prior notice
• POS (card payment) daily limit:
  • 125,000 AED